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Your Financial Goals Deserve a Head Start.

Explore flexible financing options tailored to your needs with a simple application process.

EXPLORE YOUR LOAN OPTIONS →

Financing That Moves Your Goals Forward

Explore flexible financing opportunities for your personal needs, business growth and important projects. Find options designed around your financial goals.

Personal Financing

Designed Around Your Needs
  • Financing options tailored to your needs
  • Proposed annual interest rate of 1%
  • 12-month initial grace period
  • Flexible repayment terms from 1–10 years
Explore Financing

Business & Project Financing

Turn Your Plans Into Progress
  • Explore funding for business growth and projects
  • Access potential institutional and private financing
  • Proposed annual financing charge of 3% of outstanding balance
  • Potential disbursement within 7 working days after final approval and verification
Apply Now
FINANCING BUILT AROUND YOUR GOALS

Why Choose DirectLoan for Your Financing Needs?

From personal expenses to major investments, explore financing opportunities designed to help you move forward with confidence.

8.7M+ Loans Provided Globally
Global Financing Opportunities
Multiple Financing Solutions
Family enjoying time together
PERSONAL FINANCING

Line of Credit

Enjoy access to a revolving credit facility that gives you flexibility to borrow when you need funds and repay according to your agreed terms.

  • Flexible access to available credit.
  • Borrow according to your financial needs.
  • Pay based on the amount you use and applicable charges.
  • Suitable for planned and unexpected expenses.
Explore Line of Credit →
Personal financial assistance
SHORT-TERM FINANCING

Payday Loan

Manage short-term financial needs with financing options designed to help bridge temporary gaps in your budget.

  • Financing for eligible short-term needs.
  • A straightforward application process.
  • Clear repayment terms before acceptance.
  • Funding subject to eligibility and approval.
Explore Payday Loans →
Couple outside their new home
PROPERTY FINANCING

Mortgage Financing

Take steps towards property ownership with financing opportunities for individuals and families looking to purchase residential or investment properties.

  • Financing opportunities for property purchases.
  • Options for eligible residential properties.
  • Financing assessments based on your circumstances.
  • Repayment arrangements outlined in your agreement.
Explore Mortgage Options →
Commercial transportation and asset financing
COMMERCIAL & ASSET FINANCING

Finance Your Next Big Investment

Explore financing opportunities for major commercial acquisitions, helping businesses and investors pursue their next operational or investment goals.

  • Commercial truck and fleet financing.
  • Private and business aircraft financing.
  • Ship and maritime vessel financing.
  • Financing assessments for qualifying acquisitions.
Explore Asset Financing →

All financing options are subject to eligibility assessments, applicable documentation, funding availability and final approval. Terms, rates and repayment conditions vary by financing product and funding provider.

FINANCING SOLUTIONS FOR BIG AMBITIONS

TURN YOUR BIG IDEAS INTO REALITY.

Access financing opportunities designed to support ambitious individuals, businesses and major projects.

FINANCING OPPORTUNITIES UP TO
$10 BILLION
FOR ELIGIBLE APPLICANTS AND PROJECTS
🏢 Corporate & Business
🏭 Industrial Projects
🏛 Government Projects
👤 Private Financing
APPLY FOR FINANCING → EXPLORE YOUR OPTIONS
Financing is subject to eligibility assessment, verification, funding availability and final lender approval. The advertised maximum is not a guaranteed individual loan amount.
DIRECTLOAN® FINANCING 01 / OPPORTUNITIES
UP TO $10B FINANCING

YOUR VISION.
OUR FINANCING NETWORK.

Explore potential funding solutions for projects that aim to make a meaningful impact.

FAST. SIMPLE. SECURE.
DirectLoan Loan Terms Infographic

How to Apply for Your Loan

We will walk you through our simple loan process.
(Swipe Below)

Step 1: Apply

DirectLoan

Personal Information

First name
Last name
Email address
Next
  • Online
  • By Phone
Apply Now

Step 2: Verification, Loan Decision, Review & Sign

DirectLoan

Loan Options

$250,000.00

Approved Limit

Upload ID / Documents
Sign Agreement

Provide required documentation:

  • Age 18 or older
  • Valid ID
  • Reson For Loan or Business Plan
  • Working Bank Account
  • Phone number

Once approved, you’ll receive a lending decision and have the opportunity to review and sign your loan agreement. Following completion of the agreement and final processing, your funds will be credited to your designated account within 24–48 hours.

Step 3:
Get Your Funds

Directloan

Your loan is ready!

✓

Direct Deposit or e-Transfer

Withdraw Cash

Interac e-Transfer® electronic funding or direct deposit to your bank account.

Apply Now

Why Choose DirectLoan for Your Financing Needs?

We make exploring financing opportunities simpler with flexible options, transparent terms and dedicated customer support.

FINANCING SOLUTIONS

Flexible Financing

Whether you're planning a major purchase, managing personal expenses or expanding your business, DirectLoan helps you explore financing opportunities suited to your needs.

1% Proposed Annual Interest Rate
1–10 Years Flexible Repayment
Customers exploring personal financing options
Professional customer support consultation
HERE TO HELP

Dedicated Customer Support

Your financing journey matters. Our team is committed to helping you understand your options, navigate application requirements and make informed financing decisions.

12 Months Initial Grace Period
CLEAR TERMS. CONFIDENT DECISIONS.

Transparent Financing

We believe you should understand your financing before making a commitment. Review applicable interest rates, financing charges, repayment schedules and contractual obligations before accepting an offer.

3% Proposed Annual Financing Charge
100% Clear Financing Terms
Customer reviewing financing documents
Business owner receiving financing confirmation
FROM APPLICATION TO FUNDING

A Straightforward Funding Process

From application to final verification, we help make the financing process easier to navigate. Approved financing may be disbursed within approximately seven working days after final approval and completion of required documentation.

2 ~7 Days Potential Disbursement After Final Approval

Ready to Explore Your Financing Options?

Take the next step towards your personal or business goals.

Get Started Today →

All financing is subject to eligibility assessments, verification, funding availability and final approval. Rates, charges and repayment terms are subject to the applicable financing agreement.

Supporting Financial Goals Around the World

DirectLoan is committed to making financing opportunities accessible to customers worldwide. From personal expenses to major purchases and business projects, we help individuals explore financing solutions designed around their financial needs.

Years in Service
0 +
Loans Provided Worldwide
0 Million+

Customer Support You Can Trust

Every customer matters. Our dedicated support team is committed to providing professional assistance, answering your questions and guiding you through the financing process. From your initial application to final approval, we’re here to help you make informed financial decisions.

International Loans since 2001
0 Million+

Do you want to apply for our quick loan?

When you need funds to bridge a financial gap, we make it simple to get your money fast.

Apply from Anywhere

Online or by phone, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes.

Fast Funding

Get your money in as little as 24 to 48-hours with Interac e-Transfer® or through direct deposit to your bank account.

Frequently Asked Questions

Want more answers? Check out our FAQs page.
Which loans can I get pre-approved for?..
You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score. If you choose to accept a Line of Credit then a hard inquiry will occur which may impact your credit score.§

With a Line of Credit, you’re in control of how you borrow. If approved, you can use the full credit limit amount at one time or borrow what you need as you need it. You only pay interest on the amount you borrow. As you make payments, more of your credit limit becomes available. 

  • 1. Complete an application online, over the phone or at a branch
  • 2. Verify your income
  • 3. Receive a lending decision
  • 4. Get your money
  • 5. Make scheduled loan payments (make additional payments to save on interest)
  • 6. Access available credit by getting additional cash advances (up to your credit limit)
It depends on your financial needs and ability to repay the loan. A Line of Credit is a flexible and convenient way to borrow a larger amount of money for a longer time than a Payday Loan. And, you don’t have to borrow all the funds at one time. Instead, you can borrow what you need as you need it.

Simply apply online or by phone You will need the following to qualify:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
We report Auto Equity Loan information to Equifax® Canada credit reporting agency.

Currently, we only report Auto Equity Loan information to the credit reporting agency. This includes, but is not limited to:

  • Type of loan
  • Original loan amount
  • Date loan was opened
  • Date loan was closed (if applicable)
  • Date of last payment
  • If payment was received on time or late/missed 
  • Balances